International Conference on Demographic Trends, Saving and Retirement Security

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    Pension systems and labour markets have witnessed radical changes in most of the western countries. The worldwide financial and economic crisis and more recently the European debt crisis further accelerated the ongoing pension reform process, given the tighter state budgets. These changes have far-reaching consequences for the households, who are required to make their own provisions to shoulder longevity and income risks.

    In order to improve our understanding of the behavioral responses of the household to institutional changes, surveys on household finance have been set up in many countries. In Germany, the SAVE survey is a pioneer, and the Panel on Household Finance (PHF) run by the Deutsche Bundesbank is the latest newcomer.

    The Munich Center for the Economics of Aging (MEA) and the Deutsche Bundesbank are organizing a conference on “Demographic Trends, Saving and Retirement Security: Stylized Facts and Behavioral Responses” to be held in Munich, Germany on July 12-13, 2012. Aim of the conference is to bring together young and established researchers with an interest in households’ financial behavior.

    Keynote Speakers

    • Prof. Dr. Rob Alessie
      (University of Groningen and NetSpar)
    • Prof. Luigi Guiso, Ph.D
      (Einaudi Institute for Economics and Finance and CERP)

    Conference Topics

    Original empirical contributions will be considered for selection. Priority is given to papers using data from the SAVE survey, the PHF and their sister surveys (SCF, EFF, SHIW etc.).

    Papers covering the following areas and related topics are very welcome:

    • Public pensions, occupational pensions and private old-age provision: diffusion and interaction
    • Behavioral aspects of household financial and saving decisions: expectations, preferences and attitudes
    • Households’ employment histories and saving decisions
    • Portfolio choices over the life-cycle
    • Financial literacy, cognitive ability and financial decisions
    • Income and wealth distribution

    Submission of Papers

    Those wishing to present a paper should send a detailed abstract or a full draft of the paper (strongly preferred). All the submissions must include a cover page including authors’ full name and affiliation and contact details for corresponding author/s (address, phone and email).


    The workshop is open to both young and experienced researchers involved in financial and economic issues related with the topic including Ph.D. students, post-doctoral researchers, and professionals from business, government and non-governmental institutions. As the workshop intends to strengthen the exchange between practical experiences and research outcomes in our working group, participation without paper contribution also is welcome. Due to the limited number of places available, we encourage to register early: priority will be given to participants who registered first.

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